USFD is a research project tracking more than 200 low- and moderate-income households over the course of a year, and collecting highly detailed data on household financial activity. The project is a joint initiative of New York University’s Financial Access Initiative (NYU-FAI),The Center for Financial Services Innovation (CFSI), and Bankable Frontier Associates (BFA). USFD is a research project tracking more than 200 low- and moderate-income households over the course of a year, and collecting highly detailed data on household financial activity. The project is a joint initiative of New York University’s Financial Access Initiative (NYU-FAI),The Center for Financial Services Innovation (CFSI), and Bankable Frontier Associates (BFA). USFD is a research project tracking more than 200 low- and moderate-income households over the course of a year, and collecting highly detailed data on household financial activity. The project is a joint initiative of New York University’s Financial Access Initiative (NYU-FAI),The Center for Financial Services Innovation (CFSI), and Bankable Frontier Associates (BFA).